It is tedious having to put up with the adverts - apps which do this I usually delete straight away. However, this app does have one advantage over the (many) other money and budget monitoring apps I have tried - it gives an account balance associated with each transaction, where others only give a balance at the end of the period, be it each month or each year. That way you can put yourself into the red without knowing it. This app will monitor your balance with each transaction so, if you use it right, that should never happen.